Insurance We Arrange
We are brokers, not an insurer, so the list below is what we can place rather than what one company happens to sell. If what you need is not here, it is still worth a call — placing the awkward ones is most of what we do.
Business insurance
Business insurance arranged by licensed brokers: liability, property, contents, interruption and the covers your contracts actually name. 19,000+ clients.
Commercial
Commercial insurance for Australian businesses, placed across a panel of insurers rather than one. Liability, property, motor, plant and interruption.
Public liability
Public liability insurance for Australian businesses and trades. The cover your clients and principals ask for before you start, at the limit contracts require.
Liability
Public, products and professional liability explained and arranged by a licensed broker. Which one your work needs, and the limit your contracts demand.
Professional indemnity
Professional indemnity insurance for advice, design and services. Covers a claim that your work caused a client financial loss, plus the cost of defending it.
Commercial property
Commercial property insurance for owners, landlords and occupiers: building, contents, loss of rent and business interruption, insured at the cost to rebuild.
Strata
Strata and body corporate insurance arranged by brokers: building, common area liability, office bearers and the current valuation your scheme must hold.
Landlord
Landlord insurance for Australian rental property owners. Building, contents, loss of rent and liability, including tenant damage most home policies exclude.
Landlord (WA)
Landlord insurance for Western Australian rental properties, including cyclone-exposed regions where cover and excesses differ from the eastern states.
Home and contents
Home and contents insurance placed by a broker rather than a call centre. Sums insured that reflect rebuild cost, and a real person on your claim.
Motor
Car and ute insurance arranged by brokers, including drivers and vehicles the direct market prices badly or declines outright.
Commercial motor
Commercial motor insurance for utes, vans, light commercials and fleets, rated on how the vehicle is actually used rather than a private-car assumption.
Truck
Truck insurance for Australian operators and fleets: comprehensive motor, carriers cover, public liability and downtime, placed across a panel of insurers.
Plant and equipment
Plant and equipment insurance for machinery, attachments and dry hire. Covers the machine, what it damages, and the income it stops earning when it breaks.
Farm
Farm insurance covering the homestead, sheds, machinery, livestock, crops and farm liability, written by brokers who understand a seasonal cash cycle.
Personal accident
Personal accident and illness cover for sole traders and contractors: income support when injury or illness stops you working and workers comp won't.
Restaurants and cafes
Insurance for restaurants and cafes: public and products liability, fit-out and equipment, stock spoilage, glass and business interruption.
Cafes
Cafe insurance covering a customer illness or slip, your fit-out and coffee equipment, stock spoilage and the income a closure costs you.
Pubs
Pub and tavern insurance: liquor liability, patron injury, gaming and till exposures, property and the business interruption that follows a closure.
Hotels
Hotel and accommodation insurance covering guests, the building and contents, liquor and food service liability, and lost tariff income after a loss.
Bed and breakfast
Insurance for bed and breakfast and short-stay hosts, where a home policy stops applying the moment you take paying guests.
Caravan parks
Caravan park and holiday park insurance: guest liability, cabins and amenities, park infrastructure, and storm or flood exposure on a low-lying site.
Criminal conviction
A conviction you must disclose does not make you uninsurable. Brokers who place home, motor and business cover the direct market declines on a tick box.
Specialty
Specialty and hard-to-place insurance: unusual occupations, prior claims, disclosed convictions and risks that fall outside a standard underwriting box.
General insurance
General insurance arranged across personal and commercial lines by a licensed Australian brokerage, not an insurer selling one product set.
Arborists
Insurance for arborists and tree loppers: public liability to $20m, plant and chainsaw cover, and the underground-services and dropped-limb risks that hurt.
Scaffolders
Insurance for scaffolders: public and products liability, the collapse and height exposure, and worker-to-worker claims disclosed so they actually respond.
Labour hire
Insurance for labour hire firms: public liability with worker-to-worker cover, the host-site exposure, and cover that tracks the trades and sites you place.
Security
Insurance for security firms and crowd controllers: public liability with use-of-force cover, professional indemnity, and the assault-and-battery gap closed.
Demolition
Insurance for demolition and civil contractors: high-limit public liability, damage to surrounding property and services, and asbestos placed deliberately.
Cleaners
Insurance for cleaners: public liability at the $5m–$20m contracts require, damage to the premises you work on, and cover for your equipment and staff.
Personal trainers
Insurance for personal trainers and fitness instructors: public liability and professional indemnity for injury and advice claims — gym, mobile or online.
Hair & beauty
Insurance for hairdressers, barbers and beauty salons: public and treatment liability, stock and fit-out, and cover for chair renters and mobile work.
Caterers
Insurance for caterers: public and products liability including food-borne illness, equipment and stock cover, and event and mobile catering placed properly.
Pest control
Insurance for pest controllers: public liability that keeps the pollution and chemical exposure in, treatment cover, and protection for your gear and vehicle.
Bookkeepers
Insurance for bookkeepers, BAS and tax agents: professional indemnity to meet TPB and CPA requirements, plus cyber and public liability.
Real estate agents
Insurance for real estate agents and property managers: professional indemnity to meet state licensing, plus public liability and cyber cover.
IT professionals
Insurance for IT contractors, consultants and MSPs: professional indemnity and cyber for the errors, outages and breaches your contracts name.
Not sure which one you need?
That is the normal starting point, and it is the part a broker is actually for. Describe what you do and we will tell you what applies, what does not, and what your contracts are likely to demand.