Insurance brokers

Landlord Insurance WA

Renting out a property in Western Australia comes with a risk profile the eastern states don't share — cyclone exposure in the north changes what's covered, what it costs and how the excesses work. We place WA landlord cover with insurers who rate those regions properly, not a one-size eastern-states policy.

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Quick Quote

60 seconds

Your quote for

A rental property

The investment property to insure.

The company, trust or individual name the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What landlord (wa) insurance covers

Building, contents & loss of rent

The core landlord cover — structure, provided contents and the rent you lose when the property can't be tenanted after a covered event.

Cyclone & storm exposure

In cyclone-exposed WA regions, cover terms and excesses differ. We place it with insurers who write those areas rather than decline or over-load them.

Tenant damage & liability

Malicious or accidental tenant damage a home policy excludes, plus liability for injury to others at the property.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

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Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Landlord (WA) insurance questions.

Speak with our team on 1300 080 323.

Is landlord insurance different in Western Australia?
The cover is the same idea, but WA — particularly the cyclone-exposed north — is rated differently, with different terms, premiums and excesses to the eastern states. We place it with insurers who understand those regions so the cover actually fits.
Does WA landlord insurance cover cyclone and storm damage?
It can, but in cyclone-prone areas the cover and excess structure differ, and some insurers won't write certain postcodes at all. That's where a broker earns its keep — we find the market that covers your property properly.
Why is landlord cover harder to get in northern WA?
Because cyclone risk makes those postcodes harder for insurers to price, so some decline or heavily load them. We market the risk across insurers who do write those regions, rather than accepting the first refusal.

Ready to get landlord (wa) covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).