Insurance brokers

Commercial Property Insurance

The claim that hurts a property owner isn't the fire — it's discovering you were underinsured when the rebuild quote comes in. Commercial property cover only works if the sum insured reflects what it actually costs to rebuild today, and that's the first thing we check before we place it.

5.0★ from 250+ Google reviews 60-second submission Licensed & Australian

Quick Quote

60 seconds

Your quote for

Commercial property

The building or premises you'd like covered.

The company, trust or individual name the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What commercial property insurance covers

Building & contents

The structure, fit-out and contents against fire, storm, impact and theft — insured at the cost to rebuild, not a figure from years ago.

Loss of rent & business interruption

The rental income or trading income you lose while the property is repaired. The part owners most often leave out, and most miss.

Liability as owner or occupier

For injury or damage to others connected to the property — a common-area slip, a falling awning. Placed alongside the building cover.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Commercial property insurance questions.

Speak with our team on 1300 080 323.

What does commercial property insurance cover?
It covers the building, fit-out and contents against events like fire, storm and theft, plus loss of rent or business interruption while it's repaired, and liability as the owner or occupier. We build the mix around whether you own, lease or occupy.
How much should I insure my commercial property for?
For the cost to rebuild it today — including demolition, professional fees and current construction costs — not its market value or an old figure. Underinsurance is the most common and most expensive mistake here, so we check the sum insured is current.
Does it cover loss of rent if the building can't be used?
It can, and it should — loss of rent or business interruption covers the income lost while the property is repaired after a covered event. It's frequently left out, so we make sure it's included and set to a realistic period.

Ready to get commercial property covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).