Plant and Equipment Insurance
A machine is three exposures at once: the cost to repair or replace it, the damage it can do to property and people, and the income it stops earning the day it breaks down. Plant and equipment cover answers all three, and we place it whether the machine is owned, financed or on dry hire.
Quick Quote
60 secondsYour quote for
Plant or equipment
Item, make/model and rough value if you have it.
The company, trust or individual name the policy goes in.
No obligation. Subject to eligibility and underwriting.
What plant and equipment insurance covers
The machine itself
Excavators, loaders, attachments and gear against accidental damage, theft, fire and breakdown, owned or hired in, at a proper replacement value.
What it damages
Liability for property damage and injury the machine causes — a strike, a drop, an incident on site — placed at the limit your work requires.
Lost income when it stops
The revenue a key machine earns is lost the moment it's down. Cover for that interruption is what keeps a breakdown from becoming a cash problem.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What does plant and equipment insurance cover?
Is machinery covered if it's on dry hire?
Does it cover breakdown, or just accidents?
Ready to get plant and equipment covered?
Tell us what you drive in about 60 seconds and we come back to you with options.
Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).