Electrician Insurance
An electrician's biggest risk isn't on the day — it's the fault that causes a fire, a shock or damage weeks or months after you've signed off. That delayed, high-consequence exposure is exactly what your cover has to answer, and it's where a broker's read of the policy matters.
Quick Quote
60 secondsYour quote for
A business
The trade or industry — it points us to the right insurers.
The company, trust or partnership the policy goes in.
No obligation. Subject to eligibility and underwriting.
What electricians need covered
Public liability
For injury or property damage from your work — including a fault that causes a fire or a shock later — at the $10m–$20m limits contracts and builders require.
Tools of trade
Testers, tools and gear against theft and damage, on site and in the van. The kit an electrician can't work without.
Completed work & the delayed claim
Faulty work that causes damage after you've left is the electrician's defining claim, and the timing is what catches people out. We make sure completed-work exposure is covered, not excluded.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What insurance does an electrician need?
Am I covered if my work causes a fire later?
Do I need it if I only subcontract?
Ready to get electricians covered?
Tell us what you drive in about 60 seconds and we come back to you with options.
Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).