Insurance brokers

Insurance With a Criminal Conviction

A conviction you have to disclose can see the direct market decline you on a tick box — but a decline from one insurer isn't the whole market. We place home, motor and business cover for people the online systems knock back, by putting the risk in front of insurers who assess it properly instead of automatically.

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Cover

What criminal conviction insurance covers

Home, motor & business cover

The everyday cover a decline can put out of reach — placed with insurers who assess the risk rather than refuse it at a disclosure question.

Assessed, not auto-declined

Online systems decline a disclosed conviction automatically. We present the full picture to underwriters who make a real decision.

Discreet, licensed handling

A straightforward, confidential process with a licensed broker — no repeated rejections, no explaining yourself to a call centre.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Criminal conviction insurance questions.

Speak with our team on 1300 080 323.

Can I get insurance with a criminal conviction?
In most cases, yes — a disclosed conviction that a direct insurer declines on a tick box can often still be placed by a broker who presents it to insurers that assess the risk properly. A decline from one insurer isn't the whole market.
Do I have to disclose a criminal conviction to insurers?
If you're asked, yes — non-disclosure can void the policy and leave a claim unpaid, which is far worse than a higher premium. The right move is to disclose it and place the cover with an insurer who'll accept it, which is what we do.
Why does the direct market decline disclosed convictions?
Because online systems are built to auto-decline anything outside a standard box, rather than assess it. A broker takes the risk to underwriters who'll actually consider it, which is how disclosed convictions get covered.

Ready to get criminal conviction covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).