Commercial Motor Insurance
A ute or van that works for a living is a different risk to a private car, and a policy that treats it like one either costs too much or leaves a gap. Commercial motor cover is rated on how the vehicle is actually used — the loads, the tools, the kilometres — which is how you get cover that fits and holds at claim time.
Quick Quote
60 secondsYour quote for
Car or ute
Year, make and model is plenty to start.
The company, trust or individual name the policy goes in.
No obligation. Subject to eligibility and underwriting.
What commercial motor insurance covers
The vehicle & third-party damage
Comprehensive cover for your ute, van or light commercial, and damage it causes to others' property — rated on its real commercial use.
Tools & goods carried
The equipment and stock in the vehicle, which a private-car policy typically won't cover. We make sure what you carry is on the policy.
Fleets & multiple vehicles
One program across several vehicles, rated on use and often more cost-effective than separate policies. We structure it to grow with you.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What is commercial motor insurance?
Can I use private car insurance for a work ute?
Are the tools in my van covered?
Ready to get commercial motor covered?
Tell us what you drive in about 60 seconds and we come back to you with options.
Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).