Stonewell Insurance
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Personal & commercial, properly covered

Insurance foryour business.

Business, property, motor, home and the risks other insurers decline — compared across a panel of insurers. Insurance made easy.

Get my quoteWhat's covered
Licensed Australian broker60-second submissionPersonal & business cover

Trust an award-winning brokerage

Insurance Business Australia awards — Top Brokerage, Fast Brokerage and Fast Starter, 2023 to 2025

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What do you need?

Pick the closest match to get started.

No obligation. Subject to eligibility and underwriting.

Comparing cover across a panel of Australian insurers

  • Allianz
  • QBE
  • CGU
  • Vero
  • Zurich
  • Chubb
  • AIG
  • Hollard
  • NTI
  • GT Insurance
  • DUAL
  • Berkley
  • Liberty
  • HDI
Why Stonewell

We discuss what's important to you, and answer the phone when it matters.

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Insurer panel
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Quote submission
0,000+
Australians helped
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Google rating
What can be included

One policy, built section by section.

Stonewell is a brokerage, not an insurer, so what follows is what we can place rather than what one company happens to sell. Personal and commercial, straightforward and awkward — the awkward ones are most of what we do.

Business Insurance

A package built around the work: property, contents and stock, glass, theft, and the interruption cover that keeps paying the bills while you are shut. Assembled from a panel rather than taken off one insurer's shelf.

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Public & Products Liability

Injury or damage caused by your work or your product, plus the cost of defending it. The cover clients, landlords and principals ask to see before you start, usually at a limit their contract names.

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Professional Indemnity

For advice, design and services: a claim that your work caused a client financial loss. Distinct from public liability, and the two are not interchangeable no matter how a contract words it.

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Commercial Property

Buildings, contents and fit-out insured at what it costs to rebuild today, not market value. For landlords, loss of rent; for occupiers, business interruption.

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Commercial Motor & Fleet

Utes, vans, trucks and fleets rated on how the vehicle is actually used. A private-car policy priced on a commuter assumption is the most common way a work vehicle ends up uninsured at the wrong moment.

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Home, Contents & Landlord

Personal lines placed by a broker rather than a call centre, including rental properties, tenant damage and the risks a direct insurer prices badly or declines on a tick box.

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Farm & Rural

The homestead, sheds, machinery, livestock, crops and farm liability, written by people who understand that a farm's cash cycle and its risk cycle are the same thing.

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Personal Accident & Illness

Income support when an injury or illness stops you working. For sole traders and contractors, where workers compensation does not reach and a mortgage does not pause.

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Not sure what you need?

Talk it through with our licensed team. We'll tell you which of these sections the operation actually needs, and which you can leave out.

1300 080 323

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

Why use a broker

A broker in your corner, or on your own.

Buying direct means facing the insurer alone — most of all at claim time. Here's what changes when Stonewell is on your side.

What you getUsDirect
A personal broker who knows your business
One expert contact — not a call-centre queue and a customer number.
Claims advocacy
We fight for your outcome at claim time. Direct insurers assess their own claims.
Advice tailored to your risk
Cover built around your actual exposures — not a one-size-fits-all product.
Access to multiple insurers
We compare many insurers, including broker-only insurers you can't buy from directly.
Fast turnaround
Same-day quotes and certificates of currency, often within the hour.
Ongoing support all year
Mid-term changes, new contracts, certificates and questions — handled, not queued.
Professional risk advice
Underinsurance checks, contract reviews and risk guidance as part of the service.
Annual reviews
Renewals re-checked and re-marketed. Loyalty shouldn't cost you more.
How it works

Three steps. One enquiry.

You answer a few questions; we do the comparing, the paperwork and the chasing. That's the whole point.

01

Tell us what you need

Your business, property or vehicles and the cover you're after. About 60 seconds, no paperwork.

02

We compare

Our licensed team reviews your risks, sets the right limits, then compares a panel of insurers.

03

You're covered

We confirm the details and arrange the cover, with your certificate of currency issued during business hours.

  • 5.0on Google
  • 20+Australian insurer panel
  • 19,000+Australians helped

Our brands

Truckie CoverMachine CoverSimple CoverCourier CoverCommercial Property CoverHospo Cover
Reviews

Why our clients love us.

Rated 5.0 on Google· 250+ reviews
Sam is the best truck insurance representative I have dealt with, and Stonewell Insurance Brokers have been great to deal with. Thanks Sam.
Mark House
Truck insurance
Google review
Excellent service from Patrick. He has looked after my truck insurance for the last 3 years and always negotiates the best deal. Highly recommend.
Vipul Kumar Shah
Three years of renewals
Google review
No time wasted, straight to the point. Gave all the options available for my truck insurance and helped make the best decision. Thanks Cooper, hope we can continue doing business.
Thalles Galhardo
Comparing the options
Google review
Outstanding work from Taylor Bates, gave us the best possible outcome with our new truck insurance. Very knowledgeable, very friendly. Highly recommend Stonewell Insurance Brokers.
Michael Stennett
Cover on a new truck
Google review
Very professional and so easy to work with in organising insurance for our work truck. Will definitely be using them again for my other vehicles when the time comes.
mirnes Korajac
Adding vehicles
Google review
Shawn helped me renew our truck insurance. Smooth and quick. Recommend.
Teresa Zhang
Renewals
Google review
Community

2026 Partner

Burleigh Bears Rugby League Football Club

Proud community partner of the Burleigh Bears.

FAQ

Common questions.

Can't see your question? Send us your current schedule and we'll tell you what it actually covers.

Speak with our team on 1300 080 323.

What does an insurance broker actually do?
We work for you, not for an insurer. That means putting your risk in front of a panel of insurers rather than one, arguing the wording rather than accepting the default, and handling the claim when it comes. The insurer pays us a commission out of the premium, which is disclosed, so for most clients there is no separate fee.
Is going through a broker more expensive than buying direct?
Usually not, and often the reverse. We are quoting the same insurers, and an underwriter will price a risk they understand more sharply than an online form will. Where a broker costs more is where the direct policy was cheaper because it covered less — which is only a saving until you claim.
Are you an insurer?
No. Stonewell Insurance Pty Ltd is a Corporate Authorised Representative (No. 1285612) of McLardy McShane Partners Pty Ltd, AFSL 232987. We arrange and service cover; the insurer carries the risk and pays the claim.
What happens when I need to claim?
You call us, not a hotline. Our own team lodges it, briefs the assessor and pushes for a fair outcome, which is the part of this job that decides whether the premium was worth paying. Claims are handled in-house in Australia.
Do you only cover businesses?
No. We write personal lines too — home and contents, landlord, motor — alongside business, farm, strata and specialty. Many clients start with one and end up placing both through us, because it is the same conversation.
My risk was declined or loaded. Can you still help?
Often, yes. Declines from direct insurers are frequently the result of a tick box rather than an assessment: a disclosed conviction, an unusual occupation, a prior claim, a construction type. Placing those is a large part of what a broker is for.
How much cover do I need?
For liability, whatever your contracts require, which is commonly $10M or $20M and is worth checking rather than assuming. For property, the cost to rebuild today rather than market value or purchase price. Getting that second number wrong is the most common and most expensive mistake we see.
Where are you based, and do you only work locally?
We are on the Gold Coast and licensed to place cover anywhere in Australia. Location matters for some risks — cyclone, flood and bushfire zones change both price and availability — and for everything else what matters is who picks up when you call.
How long does it take to get cover in place?
Straightforward risks are often same-day. Anything that needs an underwriter to look at it properly takes longer, and we would rather tell you that than rush a placement you will regret. If you have a settlement or a contract deadline, say so and we will work to it.
What do you need from me to quote?
Enough to describe the risk honestly: what the business does or what the property is, roughly what it is worth, where it is, and anything an insurer would consider unusual. Sixty seconds online is enough to start; the detail comes on the call.
Can you review the cover I already have?
Yes, and it costs nothing. Send the current schedule and we will tell you plainly where it is short, where it is over-insured, and where the wording will not do what you think. Sometimes the answer is that your existing cover is fine.
Do you take a fee for advice?
Our remuneration is disclosed before anything is bound, in the Financial Services Guide and in the quote itself. In most cases it is commission paid by the insurer out of the premium rather than a fee charged to you.

Still have a question? Talk to our team — or start a quote and we'll walk you through it.

Get in touch

Sort your cover today.

Sixty seconds of your time, then our licensed team takes it from there.

Get my quote 1300 080 323