Insurance brokers

Plumber Insurance

A plumber's worst claim is usually invisible on the day — a joint that seeps behind a wall or under a slab and shows up as water damage weeks later. That delayed, spreading exposure is what your cover has to answer, and it's where reading the policy properly earns its keep.

5.0★ from 250+ Google reviews 60-second submission Licensed & Australian

Quick Quote

60 seconds

Your quote for

A business

The trade or industry — it points us to the right insurers.

The company, trust or partnership the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What plumbers need covered

Public liability

For injury or property damage from your work — including water damage that appears after you've left — at the $10m–$20m limits builders and contracts require.

Tools of trade

Your tools and gear against theft and damage, on site and in the van. The kit a plumber can't work without.

Completed work & hidden water damage

A leak behind a wall or under a slab that surfaces later is the plumber's defining claim. We make sure completed-work and consequential water damage are covered, not quietly excluded.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Plumbers insurance questions.

Speak with our team on 1300 080 323.

What insurance does a plumber need?
Public liability is essential — usually $10m–$20m to meet contracts — plus tools of trade for your gear. Because plumbing failures often show up after the job, cover for completed work and resulting water damage matters most. We build it around how you work.
Am I covered if a leak causes water damage after I've finished?
That's the plumber's key exposure, and it turns on how the policy handles completed work and resulting damage. We read that carefully and place cover that responds to a leak that surfaces weeks later, not just an accident on the day.
Do I need it as a subbie or sole trader?
Yes — builders and principals require it before you're on site, and it protects you if your work causes damage. A policy in your own name is what lets you take the work.

Ready to get plumbers covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).