Insurance brokers

Mechanics Insurance

For a mechanic the risk isn't just the workshop — it's the customer's car in your care. A vehicle damaged on your hoist, stolen from your yard, or crashed on a test drive is a claim a standard business policy often leaves you carrying. We place cover that includes the vehicles you're trusted with.

5.0★ from 250+ Google reviews 60-second submission Licensed & Australian

Quick Quote

60 seconds

Your quote for

A business

The trade or industry — it points us to the right insurers.

The company, trust or partnership the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What mechanics need covered

Customers' vehicles in your care

The exposure that defines the trade — damage, theft or a test-drive accident involving a car left with you. It's the 'care, custody and control' gap generic cover misses, and we make sure it's included.

Public & products liability

For injury or damage on your premises, and for a repair that later fails — brakes that don't hold, a job that causes a fault down the road. Placed at the limit your work needs.

Premises, tools & equipment

Your workshop, hoists, diagnostic gear and tools against fire, theft and damage, plus loss of income if you can't trade. The setup that keeps you earning.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Mechanics insurance questions.

Speak with our team on 1300 080 323.

What insurance does a mechanic or auto workshop need?
Public and products liability is the base, but the piece that matters most is cover for customers' vehicles in your care — damage, theft or a test-drive accident. Add premises, tools and equipment and you've got the workshop covered. We build it to fit.
Is a customer's car covered while it's in my workshop?
Only if 'property in your care, custody or control' is included — and it's commonly excluded, which leaves your most likely claim uncovered. We make sure customers' vehicles are specifically covered, on site and on a test drive.
Am I covered if a repair I did later fails?
That's products / completed-work liability — a repair that fails and causes damage or injury afterwards. It's a real exposure for mechanics, and we place cover that answers it, not just the on-site accident.

Ready to get mechanics covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).