Insurance brokers

Public Liability Insurance

Public liability is the cover your clients, principals and councils ask to see before you can start — it responds when your work injures someone or damages their property. We place it at the exact limit your contracts name, with your actual work disclosed so the certificate holds up.

5.0★ from 250+ Google reviews 60-second submission Licensed & Australian

Quick Quote

60 seconds

Your quote for

Liability only

Your public & products liability limit. Contracts often ask for $10m or $20m.

The company, trust or individual name the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What public liability insurance covers

Third-party injury & property damage

The core of the cover — compensation and legal costs when someone is hurt or their property is damaged by your business or your work.

The limit your contracts require

$5m, $10m or $20m depending on who you work for. We place the exact limit named in your contracts so a job isn't held up.

Products & completed work

For claims that arise after the job or from a product you supplied — the exposure a straight 'public liability' label can leave out. We check it's included.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Public liability insurance questions.

Speak with our team on 1300 080 323.

What does public liability insurance cover?
It covers your legal liability when your business activities cause injury to someone or damage to their property, including the compensation and the cost of defending the claim. It's the cover most clients and principals require before they'll engage you.
How much public liability do I need?
It's set by your contracts and clients — commonly $5m, $10m or $20m, with higher-risk work and larger sites requiring more. We place the limit your contracts name rather than a default, so you're neither under-covered nor over-paying.
Is public liability insurance compulsory?
It's not legally mandatory for most businesses, but it's effectively required — clients, principals, landlords and councils won't let you work or trade without it. For practical purposes, most businesses can't operate without it.

Ready to get public liability covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).