Insurance brokers

Landlord Insurance

A home policy stops doing its job the moment tenants move in — the risks that come with renting, from tenant damage to lost rent, are exactly what it excludes. Landlord insurance fills that gap, and we place it to cover the exposures a standard home policy leaves you carrying.

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Quick Quote

60 seconds

Your quote for

A rental property

The investment property to insure.

The company, trust or individual name the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What landlord insurance covers

Building & contents

The structure and any contents you provide — carpets, blinds, appliances — against fire, storm and damage, at the cost to rebuild or replace.

Loss of rent

The rental income you lose when the property is untenantable after a covered event, or in some policies when a tenant defaults or absconds.

Tenant damage & liability

Malicious or accidental tenant damage that a home policy excludes, plus liability for injury to others at the property.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

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Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Landlord insurance questions.

Speak with our team on 1300 080 323.

Do I need landlord insurance if I have home insurance?
Yes — a standard home and contents policy generally excludes the risks that come with renting, including tenant damage and loss of rent, and can be void once the property is tenanted. Landlord insurance is built for a rented property, which a home policy isn't.
What does landlord insurance cover that home insurance doesn't?
The rental-specific risks — loss of rent, malicious or accidental tenant damage, and in some cases rent default — alongside the building, contents and liability. Those are the exact exposures a home policy leaves out.
Does landlord insurance cover loss of rent?
Most policies do, for periods when the property can't be tenanted after a covered event, and some also cover rent default or an absconding tenant. The detail varies by policy, so we match the cover to how you rent the property.

Ready to get landlord covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).