Insurance brokers

Caterer Insurance

Catering carries a risk most trades don't — the food itself. A case of food poisoning traced to your kitchen, a guest injured at a venue, or a fridge failure that spoils a function's worth of stock are the claims that define the job. We place cover that includes products and food-borne illness, for fixed, mobile and event work.

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Cover

What caterers insurance covers

Public & products liability

For injury or damage at an event and — critically — for food-borne illness traced to your product. Many venues won't let you cater without it, and we place the limit they name.

Equipment & stock

Ovens, fridges, cool rooms and mobile setups against breakdown, theft and damage, plus spoiled stock when refrigeration fails. The gear is your capacity to trade.

Events & mobile catering

Whether you run a fixed kitchen, a food trailer or one-off functions, the exposure moves with you. We make sure off-site and event work is covered rather than assumed.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

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Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Caterers insurance questions.

Speak with our team on 1300 080 323.

What insurance do caterers need?
Public and products liability is essential — it covers injury at an event and food-borne illness traced to your food — plus equipment and stock cover. Most venues require public liability before they'll let you cater, and we place the limit they name.
Does catering insurance cover food poisoning claims?
It should — products liability responds to illness or injury caused by the food you serve, which is a catering-specific exposure a generic policy can miss. We make sure food-borne illness is covered, not excluded.
Can I get cover for a single event?
Yes — short-term and event-specific policies exist for one-off functions, and annual cover suits regular work. We match the cover to how often you cater rather than over-insuring a one-off.

Ready to get caterers covered?

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Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).