Insurance brokers

Insurance Brokers Cairns

Cairns and the Far North sit in cyclone country, and that single fact reshapes insurance here — cover, excesses and even availability differ from the south, and the direct market prices the region poorly. Add a tourism-and-marine economy and a tropical storm season, and local cover needs a broker who knows the northern market. We place it across insurers who actually write Far North Queensland.

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Quick Quote

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No obligation. Subject to eligibility and underwriting.

Cover

What we arrange in Cairns

Cyclone & storm

The defining northern peril — cyclone and tropical storm — where cover terms and excesses differ and some insurers won't write certain postcodes. We find the market that will.

Tourism & marine

Accommodation, tours, and the marine and reef-based operators that drive the Far North, with the specific liabilities that work carries.

Property that reflects the north

Homes and commercial buildings insured to a rebuild cost that accounts for northern construction and cyclone standards.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

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Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Cairns insurance questions.

Speak with our team on 1300 080 323.

Is cyclone cover included for Cairns properties?
It can be, but cyclone is exactly where Far North cover varies — terms, excesses and availability differ by postcode, and some insurers decline the region. We market your property to insurers who write the north properly.
Why is insurance harder to get in Far North Queensland?
Cyclone risk makes the north harder for insurers to price, so the direct market often over-prices or declines it. A broker with access to the insurers who do write the region is how you get fair cover.
Can you insure tourism and marine operators?
Yes — tours, accommodation and marine operators are central to the Cairns economy and carry specific liability exposures. We place cover built for how the business actually runs.

Ready to get cairns covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).