Insurance brokers

Hotel Insurance

A hotel is responsible for people around the clock — guests in their rooms, in the bar, by the pool — as well as the building, the contents and the tariff income behind it. Accommodation cover has to bring guest liability, property and food-and-liquor service together. We place it for how the venue actually operates.

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Quick Quote

60 seconds

Your quote for

A business

The trade or industry — it points us to the right insurers.

The company, trust or individual name the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What hotels insurance covers

Guest & premises liability

For injury to guests and visitors anywhere on the property, including food and liquor service — the round-the-clock exposure accommodation carries.

Building & contents

The building, rooms, fit-out and contents against fire, storm, impact and theft, at the cost to rebuild and replace.

Lost tariff income

The room revenue you lose while the property or part of it is out of action after a covered event.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

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Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Hotels insurance questions.

Speak with our team on 1300 080 323.

What insurance does a hotel or motel need?
Guest and public liability including food and liquor service where relevant, building and contents cover, and business interruption for lost tariff income. Accommodation is a round-the-clock responsibility, and we build the cover to match.
Does it cover guests injured on the property?
Yes — public and guest liability covers injury to guests and visitors across the property, from the rooms to the pool to the bar. Given how much of a hotel's risk is people on site at all hours, it's the core cover.
Is lost room income covered after a fire or flood?
It can be — business interruption covers the tariff income lost while rooms or the property are out of action after a covered event. We set it to a realistic period so a long repair doesn't leave you short.

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Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).