Insurance brokers

Scaffolding Insurance

Scaffolding carries two risks most policies handle badly: a collapse or falling material that injures someone below, and worker-to-worker claims between your crew, subbies and labour hire. We place cover with insurers who write these exposures properly and won't dispute them later.

5.0★ from 250+ Google reviews 60-second submission Licensed & Australian

Quick Quote

60 seconds

Your quote for

A business

The trade or industry — it points us to the right insurers.

The company, trust or partnership the policy goes in.

No obligation. Subject to eligibility and underwriting.

Cover

What scaffolders insurance covers

Public & products liability

For third-party injury or damage from a collapse, a dropped board, or a structure someone else relies on. Placed at the $10m–$20m limits principals and builders require to let you on site.

Worker-to-worker & labour hire

Injuries between your workers, subcontractors and hired-in labour are a leading scaffolding claim and a common policy gap. We make sure your use of subbies and labour hire is disclosed so those claims respond.

Completed structures relied on

Your liability doesn't end when the scaffold is up — a structure that fails while another trade is on it is your exposure. We keep that on the policy rather than quietly excluded.

Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.

5.0 from 250+ Google reviews

Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).

FAQ

Scaffolders insurance questions.

Speak with our team on 1300 080 323.

What insurance does a scaffolding business need?
Public and products liability is the core, usually $10m–$20m, plus tools and plant for your gear. If you use subcontractors or labour hire, worker-to-worker cover matters too. We build the mix around how you actually run.
Are worker-to-worker claims covered?
Not automatically — many liability policies exclude or limit injuries between workers, subbies and labour hire, which is exactly where scaffolding claims land. We place cover that includes it and disclose your labour arrangements so it holds up.
Why use a broker instead of buying scaffolding cover online?
Because the height, collapse and worker-to-worker exposures are where online policies quietly cut cover, and a declined claim on a collapse is ruinous. A broker markets it to insurers who write it properly and reads the exclusions for you.

Ready to get scaffolders covered?

Tell us what you drive in about 60 seconds and we come back to you with options.

Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).