Personal Trainer & Fitness Insurance
Training people means injury risk sits at the centre of the job — a client hurt on equipment, an exercise that aggravates a condition, advice that's later blamed for a strain. We place public liability and professional indemnity that respond to both the accident and the 'you shouldn't have programmed that' claim.
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What personal trainers insurance covers
Public liability
For a client or bystander injured while training — a dropped weight, a trip, equipment failure. The cover gyms and councils require before you can operate on their floor or in their park.
Professional indemnity
For claims that your program, advice or technique caused harm. It's the cover specific to what a trainer actually does, and standard liability alone doesn't answer it.
Mobile, in-gym & online
Whether you train in a gym, in parks, in homes or online, the exposure differs — we make sure where and how you work is on the policy, including online coaching.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What insurance does a personal trainer need in Australia?
Does the gym's insurance cover me as a trainer?
Am I covered training clients online?
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Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).