Hair & Beauty Salon Insurance
Hair and beauty work puts you in close, hands-on contact with clients and chemicals — a reaction to a colour, a burn from a wax or a tool, a slip in the salon. We place public and treatment liability alongside cover for your fit-out and stock, whether you own the salon, rent a chair or work mobile.
Quick Quote
60 secondsYour quote for
A business
The trade or industry — it points us to the right insurers.
The company, trust or partnership the policy goes in.
No obligation. Subject to eligibility and underwriting.
What hair & beauty insurance covers
Public & treatment liability
For injury or a reaction from a service — chemical burns, allergic reactions, a nick, a slip. Treatment liability is the part generic policies miss, and it's the one hair and beauty claims turn on.
Salon contents, stock & fit-out
Your chairs, equipment, retail stock and fit-out against fire, theft and damage, plus loss of income if you can't trade. The cover that gets you back open, not just defended.
Chair renters & mobile operators
Renting a chair or working mobile? The salon's policy won't cover you as an independent operator. We place cover in your own name so you're not exposed on someone else's insurance.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What insurance does a hairdresser or beauty salon need?
If I rent a chair, am I covered by the salon's insurance?
Does salon insurance cover allergic reactions to treatments?
Ready to get hair & beauty covered?
Tell us what you drive in about 60 seconds and we come back to you with options.
Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).