Cleaning Business Insurance
Cleaning is trusted-access work — you're in other people's homes, offices and stock, often with keys and alarm codes. A knocked-over fitting, a chemical mark on a floor or a slip on a wet surface is the everyday claim, and most commercial contracts won't let you start without cover.
Quick Quote
60 secondsYour quote for
A business
The trade or industry — it points us to the right insurers.
The company, trust or partnership the policy goes in.
No obligation. Subject to eligibility and underwriting.
What cleaners insurance covers
Public liability
For injury or damage while you work — a client slipping on a wet floor, a chemical burn, a broken fitting. We place the $5m–$20m limit your commercial contracts specify before you can start.
Damage to the property you're working on
The floor you're cleaning, the office you're in — 'property in your care' is a common gap that leaves your biggest exposure uncovered. We make sure the premises you work on are actually on the policy.
Equipment, stock & staff
Scrubbers, vacuums and steamers against theft and damage, plus workers compensation once you have staff. We build the cover to fit whether you're a sole operator or running crews.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Do cleaners need public liability insurance?
Does cleaning insurance cover damage to the property I'm cleaning?
I rent, or I'm a sole cleaner — do I still need my own cover?
Ready to get cleaners covered?
Tell us what you drive in about 60 seconds and we come back to you with options.
Stonewell Insurance Pty Ltd (ABN 23 645 965 699) is a Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).